Industry Articles
Welcome to our Industry Articles section, where we share the latest insights, trends, and expert analyses in the mortgage and financial technology sectors. Our curated articles aim to keep you informed about the innovations and challenges shaping the industry today. Stay ahead with our in-depth content, crafted to provide you with valuable knowledge and actionable takeaways.
Private Money Earnings – Interest and Fees
Are you interested in learning more about hard money earnings beyond interest? For example, did you know private lenders also earn money from loan fees? The interest charged to the borrower for using the funds is the most typical source of earnings for a private or...
Hazard and Liability Insurance Coverage for Private Money Transactions
Hazard and liability insurance coverage for a property is sometimes overlooked in private money transactions. However, it should be carefully considered in each transaction you engage in. Ensuring you are adequately insured for the appropriate amount when you need...
The Change in the Private Lending Rental Market
Accurately forecasting the Fed's next move with our fiscal policy is impossible, but we can keep a watchful eye on public statements they put out for the general public. For example, following a speech by Janet Yellen and her colleagues at the Federal Reserve in...
The Emergence of Private Loans for Ground Up Construction
As the United States continues to face a shortage in housing, many investors may wonder if we will ever get back to normal. The supply of homes fell in December 2021 to a record low, causing a rise in demand for housing. As a result, the price of homes skyrocketed....
What Are a Lender’s Requirements for a Hard Money Loan?
Traditional bank loan criteria are extensive; however, hard money loan procedures are not. But why would someone choose a hard money loan over a conventional one? What are the prerequisites for a hard money loan? When buying a new house, many Americans use typical...
How to Use a Hard Money Loan Calculator to Calculate Your Loan Costs
The quickest way to finance rehab projects for property is generally a hard money loan. These loans are typically accepted based on property value versus the buyer's credentials. On the other hand, they are frequently more expensive compared to a traditional loan. In...